Fixed Deposit Plan

Rs. 10000/-

Time Period Rate Maturity
6 months 9.50%
10475/-
12 months 10.00% 11000/-
24 months 10.25% 12155/-
36 months 10.50% 13492/-
48 months 11.00% 15181/-
60 months 11.26% 17049/-

Rs. 20000/-

Time Period Rate Maturity
6 months 9.50%
20950/-
12 months 10.00% 22000/-
24 months 10.25% 24310/-
36 months 10.50% 26958/-
48 months 11.00% 30362/-
60 months 11.26% 34099/-

Rs. 25000/-

Time Period Rate Maturity
6 months 9.50%
26188/-
12 months 10.00% 27500/-
24 months 10.25% 30388/-
36 months 10.50% 33731/-
48 months 11.00% 37952/-
60 months 11.26% 42623/-

Rs. 50000/-

Time Period Rate Maturity
6 months 9.50%
52375/-
12 months 10.00% 55000/-
24 months 10.25% 60775/-
36 months 10.50% 67461/-
48 months 11.00% 75904/-
60 months 11.26% 85244/-

Rs. 75000/-

Time Period Rate Maturity
6 months 9.50%
78563/-
12 months 10.00% 82500/-
24 months 10.25% 91164/-
36 months 10.50% 101193/-
48 months 11.00% 113856/-
60 months 11.26% 127867/-

Rs. 100000/-

Time Period Rate Maturity
6 months 9.50%
104750/-
12 months 10.00% 110000/-
24 months 10.25% 121550/-
36 months 10.50% 134924/-
48 months 11.00% 151807/-
60 months 11.26% 170489/-

Terms & Conditions:­

  • It is mandatory to be a member in the company.
  • Company will issue 20 shares (10/- Rs each) for FD Plan.
  • Minimum FD would be of Rs.10000 and further in multiple of Rs. 1000.
  • Interest calculation yearly compound.
  • TDS Deducted to be Deducted on interest. Paid by Vishav Janini Nidhi on Deposit as per provisions and Income tax Act.
  • Loan available against deposits up to 70% of deposited amount after one month from the date of deposit.
  • F.D. will not be premature within first 3 month.
  • if F.D. is matured after 3 month but before 6 month no interest will be paid.
  • if any person premature its F.D the the person will be paid 2%, less of maturity interest after 6 month to 60 months.
  • in case of death of a depositor, the company will repay to nominee or beneficiary the principal & interest, at which it was accepted.